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Accidental injury and critical illness

Get additional financial protection in the event you or a family member has an accident or critical illness. You can choose to buy coverage under one or both plans at affordable group rates during your enrollment window. Proof of good health is not required to enroll. And if you leave BSW, you can take your coverage with you and still pay group rates.

Accidental injury insurance

Available to all benefits-eligible employees, but you must be enrolled to receive benefits.

How it works

Accidental injury insurance provides you and your eligible family members with payment for a covered accident or injuries. Payments are made directly to you to use as you see fit. They can be used to help pay for medical plan deductibles and copays, out-of-network treatments, your family’s everyday living expenses or whatever else you need while recuperating.

See the chart below for your accidental injury premiums.

View PDF

Critical illness insurance

Available to all benefits-eligible employees, but you must be enrolled to receive benefits.

How it works

Critical illness pays a lump sum of $15,000 or $30,000 directly to you upon the first diagnosis of a covered condition,depending on the benefit amount you elect. Designated conditions include cancer, heart attack, stroke, Alzheimer’s disease, end-stage kidney disease and more.

Bonus: The plan pays a $50 wellness benefit if a covered health screening is performed (annual checkup, colonoscopy, mammogram, etc.). If you elect coverage for your spouse or dependents, their benefit amount is 100% of your elected benefit amount.

See the chart below for your critical illness premiums.

View PDF

Helpful Resources
Have questions?

Visit my.cigna.com or call 800.642.8238

Visit My CIGNA

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Submit a claim

Download a claim forms

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This site summarizes the programs and benefits available to employees and their eligible dependents. Official plan documents, policies and certificates of insurance that contain the details, conditions, maximum benefit levels and restrictions on benefits govern our benefits program and are available on this site. In case of a conflict between this site and the official documents, the official documents prevail. The information on this site isn't a guarantee of benefits. Baylor Scott & White reserves the right to modify or terminate its employee benefit plans and programs at any time for any reason.

Click here if you have feedback on the website or need to report an issue. All other questions and issues, please contact the corresponding resource on the Need Help page.

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